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The Latest in: Legal and Compliance

A clear glass jar tipped over on a light surface, spilling numerous copper pennies, with small stacks of coins and rolled penny wrappers in the background. Represents the end of the penny and the impact of penny production cessation for small businesses.

The End of the Penny: What Small Business Owners Need to Know

For consumers, the end of the penny might just mean lighter pockets. But for small business owners, the implications are more operational.
Hero image featuring a magnifying glass centered on the year '2025' in bold, white numbers against black squares, with the phrase 'A Look Back' below. The magnifying glass rests on a light gray background, symbolizing reflection and analysis of the 2025 year in review and the top stories for small business owners on Small Business Xchange.

2025 Year In Review: Top Stories for Small Business Owners

From legislative changes to financial strategies, these articles tackled the challenges and opportunities shaping the small business landscape.
A young man in a black polo shirt and jeans stands next to a conveyor belt filled with amber-colored bottles in a bright, modern manufacturing facility. Representing the spirit of small business, he holds a tablet or clipboard, inspecting the production line. The scene reflects the potential impact of recent house bills, such as H.R. 3174: The Made in America Manufacturing Finance Act and H.R. 2066: The Investing in All of America Act of 2025, which aim to support small manufacturers and boost American production.

Big Wins for Main Street: How 5 New Bills Could Help Your Business

Learn what they mean for manufacturing, rural entrepreneurs, and SBA lending.
A close-up of a person's hand reaching for a small stack of dollar bills on a wooden table next to a black tray with food, suggesting a casual dining setting. The image represents tipping practices and financial transactions, aligning with the "tips deduction business savings" topic. The blurred background hints at a restaurant environment.

The Secret to Saving Money with the ‘No Tax on Tips’ Deduction

Smart business owners can leverage this new rule to improve their bottom line, enhance employee satisfaction, and gain a competitive edge.
A smiling businesswoman seated at a wooden desk in a modern office, shaking hands with a colleague, symbolizing collaboration and solutions to small business insurance questions. The desk features documents and a laptop, emphasizing a professional setting.

Confused About Your Business Insurance? Start Here

Struggling to find answers to your small business insurance questions? You came to the right place.
A close-up of a hand placing a twenty-dollar bill into a glass tip jar labeled "Tips" with a blue sticky note, surrounded by smaller bills and coins. The image represents tipping practices in service industries, aligning with the "no tax on tips deduction" topic. The blurred background suggests a casual indoor setting, such as a cafe or restaurant.

What Small Business Owners Need to Know About ‘No Tax on Tips’

If you're a small business owner in an industry like hospitality, personal care, or transportation, you'll need to understand this new rule.
Sunset view of the Massachusetts State House with its iconic golden dome, surrounded by lush greenery and urban architecture, symbolizing the complexity of state labor laws in the region.

Which States Have the Most Complex Labor Laws?

Federal laws provide a baseline, but each state has its own set of rules that can significantly impact how you manage your workforce.
Two retail employees, a woman and a young man, engaged in a discussion in a store aisle, illustrating effective communication and training practices for hiring and managing underage employees.

Do’s and Don’ts for Hiring and Managing Underage Employees

Navigating labor laws is one of the most critical parts of hiring minors.