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The Latest in: Finance and Growth

A smiling man, likely a small business owner, stands behind a wooden counter in his shop. He wears a dark blue t-shirt and a white apron, holding a stack of papers in one hand while interacting with a sleek silver laptop. A modern white point-of-sale system is visible on the counter. The background features rustic wooden shelves filled with neatly organized items like paper bags, twine, and decorative trinkets. The scene conveys a professional and welcoming atmosphere, representing the dedication and daily operations of small business owners. This image aligns with the theme of the Square small business grant, showcasing the hardworking individuals it aims to support.

Square Seller? Here’s How to Get a $10K Small Business Grant

Selected businesses will receive a comprehensive support package designed to make a real impact.
A barista in a coffee shop offers a cardboard tray with two takeaway coffee cups and a loyalty card featuring circular stamps, promoting small business loyalty programs.

Create a Loyalty Program That Keeps Customers Coming Back

Whether simple punch cards, app-based, software, or e-commerce systems, there are tools any sized small business owner can deploy.
A storefront window with bold white text reading "Prime retail space" and "Available now," set against a dark reflective background. The scene includes a busy commercial street with pedestrians and shop facades, emphasizing a prime location. Perfect for illustrating lease negotiation tips in a bustling retail environment.

Lease Negotiation Tips for Small Business Success

A single lease negotiation mistake can cost your business thousands of dollars annually — or worse, force you to close when unexpected expenses arise.
A modern café with stacked chairs on tables, pendant lights, and a man sitting on a raised platform using his smartphone. The scene reflects a small business managing fixed costs by optimizing space and resources during non-operational hours.

Understanding Fixed Costs: A Guide for Small Business Owners

Learn what fixed costs are, why they matter, and proven strategies to reduce them.
A modern café scene illustrating the 80/20 rule, where a small group of loyal customers drives the majority of revenue. The image shows a bustling environment with a customer interacting with staff at the counter, emphasizing the importance of focusing on high-value customers to optimize revenue from top customers.

Why 80% of Your Revenue Comes from 20% of Your Customers

Ever wondered why some customers seem to keep your business thriving while others barely move the needle? You're witnessing the 80/20 rule in action.
A waitress gazes thoughtfully out of a window, symbolizing the emotional and operational challenges businesses face due to the impact of tariffs.

Businesses Take Profitability Hit as Stressed Consumers Buy Less

Rising costs driven by tariffs are reshaping how global consumers live, shop, and engage with brands.
A small business owner in a plaid shirt and blue apron stands confidently with arms crossed in front of their cafe, symbolizing success and preparation for the future, aligning with the concept of how to retire as a small business owner.

How Business Owners Can Secure a Comfortable Retirement

Proper planning ensures financial stability, allowing you to step away confidently when the time is right.
Wooden 'We Are Open' sign held by a hand, symbolizing small business readiness and growth, related to the One Big Beautiful Bill Act small business benefits.

What the One Big Beautiful Bill Act Means for Small Businesses

The passing of H.R. 1 (aka the One Big Beautiful Bill) brings opportunities and challenges for small businesses. Here’s what you need to know.