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The Latest in: Finance and Growth

A modern café with stacked chairs on tables, pendant lights, and a man sitting on a raised platform using his smartphone. The scene reflects a small business managing fixed costs by optimizing space and resources during non-operational hours.

Understanding Fixed Costs: A Guide for Small Business Owners

Learn what fixed costs are, why they matter, and proven strategies to reduce them.
A modern café scene illustrating the 80/20 rule, where a small group of loyal customers drives the majority of revenue. The image shows a bustling environment with a customer interacting with staff at the counter, emphasizing the importance of focusing on high-value customers to optimize revenue from top customers.

Why 80% of Your Revenue Comes from 20% of Your Customers

Ever wondered why some customers seem to keep your business thriving while others barely move the needle? You're witnessing the 80/20 rule in action.
A waitress gazes thoughtfully out of a window, symbolizing the emotional and operational challenges businesses face due to the impact of tariffs.

Businesses Take Profitability Hit as Stressed Consumers Buy Less

Rising costs driven by tariffs are reshaping how global consumers live, shop, and engage with brands.
A small business owner in a plaid shirt and blue apron stands confidently with arms crossed in front of their cafe, symbolizing success and preparation for the future, aligning with the concept of how to retire as a small business owner.

How Business Owners Can Secure a Comfortable Retirement

Proper planning ensures financial stability, allowing you to step away confidently when the time is right.
Wooden 'We Are Open' sign held by a hand, symbolizing small business readiness and growth, related to the One Big Beautiful Bill Act small business benefits.

What the One Big Beautiful Bill Act Means for Small Businesses

The passing of H.R. 1 (aka the One Big Beautiful Bill) brings opportunities and challenges for small businesses. Here’s what you need to know.
Ross and Tess Nelson, founders of Smootheeze, smiling in a modern kitchen while holding colorful silicone molds, surrounded by an array of fresh fruits and vegetables.

How Smootheeze Found Success by Solving an Everyday Problem

Ross Nelson, founder of Smootheeze, shares some of the lessons he learned as a first-time entrepreneur.
A shop attendant in a yellow shirt and green apron holds a card reader as a customer in a maroon shirt hands over a credit card in a vibrant plant shop. The image highlights a retail transaction, symbolizing the impact of credit card swipe fee reform on small businesses.

Small Businesses Need Credit Card ‘Swipe’ Fee Reform the Most

While swipe fees affect all merchants, small businesses are hit the hardest. The Credit Card Competition Act aims to level the playing field.
Smiling small business owner managing finances with a calculator and notebook while talking on the phone, surrounded by plants, symbolizing effective cash flow management for small businesses in a relaxed work environment.

Key Principles of Cash Flow Management for Small Businesses

It may be tempting to focus solely on revenue, but cash flow management ensures sustainability over time.